Long-term care insurance enables you to transfer some of the financial risk of long term care costs to an insurance company so that you may protect your accumulated wealth from this potentially devastating expense. Discounts are available on other products with the purchase of this policy. Indemnity policies are available with a daily benefit ranging from $50-$250. Also available is a 20%* preferred discount or spousal discount with the purchase of a long-term care policy.
*Preferred meaning discount applied if your health meets company underwriting guidelines.